获得金融生活

出版时间：2000-6  出版社：Simon & Schuster  作者：Beth Kobliner  页数：333  
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内容概要

For twentysomethings and thirtysomethings, controlling one's financial life is a challenge many times exacerbated by a lack of knowledge about how money works. Author Kobliner, herself under 30, has assembled an excellent collection of basic money management principles and has specially tailored this presentation to the particular interests of these age groups. She discusses investing in mutual funds, tax-deferred savings plans, staying away from ATMs, legal tax deductions, understanding the minimal return on bank passbook savings accounts, tearing up credit cards, 401k plans and IRAs, and other important topics. Kobliner, who narrates her own work, emphasizes the personal discipline required to implement these sound suggestions, an example of her keen insights with this targeted audience and her experience as a contributor to Money magazine. This neatly summarized material?short and sweet, just like this age group will want?nicely accompanies such well-known works as The Beardstown Ladies' Common-Sense Investment Guide (Audio Reviews, LJ 4/15/96) and Dave Ramsey's solid Financial Peace (Penguin Audiobooks, 1996). This will be a useful addition to all public libraries.?Dale Farris, Groves, Tex.　　Copyright 1997 Reed Business Information, Inc. --This text refers to an out of print or unavailable edition of this title.

书籍目录

Introduction1. Crib Notes　A "Cheat Sheet" for Time-Pressed:Readers2. Taking Stock of Your Financial Life　Figuring Out Where You Are and Where You Want to Go　　Putting a Price Tag on Your Goals　　Learning How to Reach Your Goals　　Figuring Out Where Your Money Goes　　Financial Rules of Thumb　　   　　Getting Your Financial Life in Order3. Debt and the Material World　Finding the Best Loans and Getting Yourself Out of Hock　　Two Pointers for Anyone with Debt　　Credit Cards　　Student Loans　　Car Loans　　Home Equity Loans　　Credit Reports　　If You're in Serious Debt4. Basic Banking　 Learn How to Get the Most from Your Bank for the　 Least Amount of Money　　A Bank by Any Other Name　　Finding a Low-Cost Checking Account　　Managing Your Checking Account　　Using the ATM Wisely　　Joint Versus Separate Accounts　　Different Ways to Save in a Bank　　A Warning About Bank-Sold Investments5. All You Really Need to Know　About Investing　For New Investors, the Feeling Is Mutual (Funds)　　Mutual Fund Fundamentals　　Money Market Funds　　A Word About Inflation　　Stock Funds　　Bond Funds　　The Right Mix of Investments　　Mutual Fund Expenses　　Deciding Where to Buy Your Mutual Funds　　Socially Responsible Investing　　Buying Individual Stocks6. Living the Good Life in 2030　Think It's Crazy to Worry Now About Retirement　Then? It's Crazy Not To　　What Are Retirement Savings Plans, Anyway?　　Contributing to Your 401(k)　　Contributing to an IRA……7.Oh,Give Me a Home8.Insurance:What You Need and What You Don't9.How to Make Your Life Less TaxingFurther ReadingAcdnow LedgmentsIndex