Safe Money in Tough Times Everything You Need to Know to Survive the Financial Crisis 艰难时期的安全资金

出版时间：2009-1  作者：Jonathan Pond  

内容概要

The “perfect storm” of global economic disaster is now hitting every area of personal finance. Retirement accounts, retiree nest eggs, home prices, and just about everything else of value are being swept away in the chaos. You can either passively try to wait out the storm or take immediate action to protect yourself, your family, and your future.　　In Safe Money in Tough Times, Jonathan Pond explains how to stay afloat while the economy sinks. Employing the practical, commonsense knowledge and wisdom that has made him one of America’s most popular personal finance experts, Pond helps you both weather the storm and position yourself to profit when the economy inevitably rebounds. He tackles every area of your financial life that is or will soon be affected by the Great Recession, from investing defensively and selecting the safest investments to strategies for paying insurance and tuition bills when times are tough. You’ll find easy and practical tactics for　　Managing debt 　　Reducing expenses 　　Coping with unemployment 　　Minimizing complications if your financial institution fails 　　Protecting your retirement savings 　　Making informed decisions about your home and mortgage 　　Improving your credit standing 　　Preparing for fi nancial emergencies　　Although he acknowledges the gravity of our economic situation, Pond takes you past the pessimism of today’s media commentators and presents the crisis as a means for educating yourself, changing bad habits, and eventually enjoying unexpected profits. With Safe Money in Tough Times you have what you need to bypass the so-called experts and develop your own financial strategy with confidence.　　Complete with checklists and worksheets, this prescient guide provides everything you need to take control of your investments, beat the recession, and develop an all-weather financial and investment plan that will last a lifetime.

书籍目录

PrefaceAcknowledgmentsPART I　Understanding the Economic Crisis  1.What's Going On in the Economy?  2.This Time It's Different, but We're Not Headed for a Depression  3.Checklist of Things to Do Now to Get Your Financial Act TogetherPART II　Coping with Tough Economic Times  4.TwelveWinning Strategies to Cope with Tough Times  5.Budgeting for Tough Economic Times  6.What to Do when Your Expenses Are Increasing Faster than Your Income  7.Getting Your Debts under Control  8.Forewarned Is Forearmed--Preparing for the UnexpectedPART III  Investing in Tough Economic Times  9.Investment Strategies for Frightened Investors  10.Ten Rules for Investing Successfully in Turbulent Markets  11.Making the Right Stock Investments  12.Making the Right Bond Investments  13.Making the Right Real Estate Investments  14.Keeping Safe Money SafePART IV  Tackling Special Situations 　15.If You Lose Your Job　16.If You Think You Might Lose Your Job　17.Evaluating Early-Retirement Incentive Plans　18.Finding a Job in Tough Times　19.Coping with Debt Problems　20.Advice for Homeowners　21.Advice for Home Sellers　22.Opportunities for Home Buyers　23.Getting the Kids through CollegePART V　Planning for a Secure Financial Fufure